Kanzi · savings & loans systems by Imara
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Where's the money?
Kanzi shows you, to the shilling.

For SACCOs, lenders and savings groups: savings in, loans out, repayments back, every shilling on record and the books checked every day. Built in Uganda, for how East African finance actually works.

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Private demos on request
Own it outright — no forced subscription
MoMo & bank accepted
Data migration included
Full handover & training
The Kanzi family

One system for money held in trust.
Three ways in.

Kanzi means treasure in Swahili. Pick the one that fits how your organisation keeps its members' money.

Pilot — founding partners 2026
For SACCOs & cooperatives
Kanzi for SACCOs
Members' savings, shares and loans in one place, so the treasurer, the board and every member can see where the money is.
Members' savings, shares and dividends kept straight, without the year-end scramble
Every loan tracked from application to final repayment, with a second person approving before money goes out
Books that balance every day: each day is closed and checked before the next one opens
+ Add HRIS for staff & payroll
Pilot — founding partners 2026
For MFIs & money lenders
Kanzi for Lenders & MFIs
Your loan book under control: who owes what, which loans are slipping, and which loan officer is carrying them.
Every loan tracked from application to final repayment, with two-person approval before disbursement
Arrears and portfolio at risk by loan officer, ready the morning you need them
Books that balance every day, branch by branch
+ Add HRIS for staff & payroll
Live system
For savings groups, clans, churches & associations
Kanzi Groups
For the groups that hold East African communities together. Contributions, welfare funds and decisions on record, so trust rests on records, not memory.
Member records and contributions tracked per member
Wellness and welfare funds accounted for
Group assets and a decisions log, across family and multi-group structures
Previously Imara Group IS.
Founding partners · 2026
We're taking 3–5 SACCOs and lenders
as founding partners.

A reduced setup fee, in exchange for honest feedback and a reference. Plans are priced by your number of active members or clients. Pay monthly, quarterly or yearly, with unlimited staff logins. Or own it outright with a one-time licence on your own server. Ask for a quote.

Staff & payroll

Imara HRIS.
With Kanzi, or on its own.

HR and payroll for organisations with 20–300 staff: NSSF, PAYE against URA bands, casual rates, and leave under the Uganda Employment Act. Live at a Kampala MFI.

With Kanzi
For SACCOs and lenders

Your members and loans in Kanzi, your staff and payroll in HRIS. One team to call, one support plan, one invoice.

Loan officers, tellers and branch staff on one payroll
Branch postings and transfer history for every staff member
Board-ready staff reports next to your portfolio reports
On its own
For any organisation that keeps its own books

Businesses, schools and NGOs that already have their accounting sorted. HRIS runs payroll and HR next to the books you already keep.

Payslips, NSSF and PAYE schedules every month
Leave: all 6 statutory types, with two-stage approval
Employee registry, contracts and compliance at a glance
Also built by Imara

Systems already running
beyond finance.

Schools, churches, fuel stations, farms and landlords. Each one live or in pilot, each one shown in a guided demo on request.

See screens from these systems and our client work →
Live — DCK Energies, Kiyunga IFS owner dashboard (demo data)
Fuel & energy
Imara Fuel Suite
Every shift's cash-up, tank dip and delivery checked against the pump meters, so you see where money or fuel went missing.
Live — The Kinridge, Nakisunga
Agriculture
Imara FarmLog
Milk yields per animal, health and breeding records, and monthly farm profit, entered from a phone in the field.
Live system
Landlords & property managers
Imara Property Suite
Properties, units, tenants, leases and rent on one dashboard, with arrears visible before they pile up.
Pilot
Schools
Imara Shule IS
Per-student fees, instant receipts, report cards the same day marks are entered, a parent portal and UNEB-aligned AI tutoring.
Demo on request
Churches & ministries
Imara Steward
Church funds with accountability: collections, approved expenses, a full audit trail and a public stewardship report.
Service · AI Lead Generation

We build the system that runs your business.
Now we build the one that grows it.

Most websites are brochures people skim and forget. A talking site holds a short conversation with every visitor, qualifies them, and hands the serious ones to you on WhatsApp — while getting your business recommended when people ask AI assistants like ChatGPT and Claude.

It talks
Visitors describe what they need in their own words — no forms to fill, no menus to hunt through, no dead ends.
It qualifies
The right questions sort real buyers from tyre-kickers, so only serious, ready leads ever reach you.
It hands off
Warm leads land on your WhatsApp with the context already gathered. You skip the chase and go straight to closing.
Illustrative — one month of traffic
1,000
visitors arrive
30
real conversations
10
qualified leads on WhatsApp

Numbers illustrative. On top of capture, GEO — generative engine optimisation — tunes answer pages so AI assistants cite your business when buyers ask them for a recommendation. You get monthly reporting on leads and where they came from.

Try ours. Ask Imara is our own talking site — have a conversation with it. And it's in build for a Kampala microfinance lender: a talking site with a loan pre-qualifier that turns brochure readers into qualified loan applications, straight to WhatsApp.
Organisations we've built for · see the work →
UMF
Uganda Microcredit Foundation
MFI · HRIS
Kampala
TK
The Kinridge
Dairy Farm · FarmLog
Nakisunga
N89
Nabumali (89) Investments
Investment Group
Uganda
SI
The Sila Initiative
Family Clan · Kanzi Groups
Uganda
DCK
DCK Energies
Fuel Station · IFS
Kiyunga, Mukono
SC
SACCO Partner
SACCO
Central Uganda
How we deliver
Own it outright.
No forced subscription. No lock-in.

We set the system up in your own web space, under your own name. Your records stay with you. You get full ownership — not a monthly licence to something you never truly own. A monthly support retainer keeps us available for help, updates, and new features. You pay for our work, never for permission to use your own system. For Kanzi, SACCOs and MFIs can also choose a plan priced by active members or clients, paid monthly, quarterly or yearly, where we run it for them.

Set up in your own web space
It runs under your account, not ours. Your records. Your control.
Your own web address
e.g. umfhris.imara.systems, or your organisation's own address.
Data migration included
Member records, balances, and history — nothing left behind.
Full handover & training
Half-day training for your team. We don't disappear after go-live.
How it works

From first conversation
to live system on your domain

01
We talk
A WhatsApp conversation or short meeting to understand your organisation, your current setup, and exactly what you need.
02
We quote
A tailored quote with exact scope and price. You approve it and pay the 50% deposit to begin.
03
We build & migrate
We configure your system to your rules and branding — and migrate your existing data in. Member records, staff files, balances, history. Nothing gets left behind.
04
You review
A private preview link at your own web address before anything goes public. You request changes. We make them.
05
We train
Half-day training for your team — in person or via video. Everyone leaves knowing how to use it fully.
06
You go live
Your system launches on your domain. Balance paid. Your monthly support retainer begins. We stay reachable on WhatsApp. We don't disappear.
Ready to start?

Book a demo.
See it working before you decide.

Send us a WhatsApp message with which system interests you. We'll arrange a live demo and answer every question — no pressure, no obligation. You own what we build — no forced subscription.

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